Services

Visa Check Cards

Make your shopping experience more enjoyable by using your free Horizon Bank Visa Check Card to make purchases. It can be used anywhere VISA Debit Cards are accepted. This card can also be used to access cash at ATM’s across the nation. (Some ATM fees may apply.)


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Cash Reserve Overdraft Protection

Tired of all those NSF Fees? Overdraft protection is offered for all our checking accounts. Stop in any one of our branches and apply today!


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Safe Deposit Boxes

Safe deposit boxes are available at our Main Bank in Waverly and at our McCook Branch. Call us today to find the perfect size for you!


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ATMs

Horizon Bank offers ATM service in all three of its communities. See locations page for addresses.


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Telephone Banking

Do your banking from any where you can find a phone.
  • 786-BANK (2265)
  • 24 Hour Access
  • Toll Free Number from anywhere in the US - 866-651-BANK (2265)
  • Banking made easy!


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Internet Banking

Do your banking using internet banking, 24 hours a day from any computer. Check your balances, track your transactions, make transfers between accounts, and much more. If you are a current Horizon Bank customer click the Internet Banking link above and select "Enroll Now" to get started.


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Wire Transfers

Wire transfer requests can be made by calling any of our three branches or through Internet Banking. All requests received after
1:00 pm will be done the next business day.


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Time Certificates of Deposit

Horizon Bank offers certificates of multiple terms at very competitive rates, for a low $250.00 minimum investment. Check out our rates page for more information.


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Health Savings Accounts

Horizon Bank offers customers with and HSA-qualified High Deductible Health Plan to save tax-free money for current and future medical expenses while earning tax-free interest.


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IRA Accounts

Horizon Bank offers Traditional, Roth Savings Account IRA’s, and Certificate of Deposit IRA's. If you are interested in one of these products give one of our IRA specialists a call.


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U.S. Savings Bonds

Purchase savings bonds by phone, Internet, or stopping by any of our three locations.


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Business Account Services

Horizon Bank offers a variety of products and services specifically for business customers including ACH Origination and Merchant Card Services.


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