Services: Rates

Effective: February 5, 2010
 

CERTIFICATES OF DEPOSIT
Term

 

APY*

3 Month   0.30%
6 Month   0.45%
9 Month Access**   0.60%
12 Month   1.00%
18 Month   1.30%
24 Month   1.80%
30 Month   2.00%
36 Month   2.50%
48 Month   2.65%

*The Annual Percentage Yield (APY) is based on quarterly compounding and assumes interest will remain on deposit until maturity.
All certificates subject to a $250.00 minimum balance.
Substantial penalty may apply for early withdrawal.  Penalties may reduce earnings.
Rates are subject to change at anytime.

**Minimum initial deposit of $10,000.00.  Withdrawals may be permitted without penalty, ask a bank associate for more details.  Must maintain a $1,000.00 minimum balance or CD will be redeemed.

 

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SAVINGS ACCOUNTS
Type

 

APY*

Horizon Savings   0.30%
Half Pint Savings   0.15%
IRA Savings   1.10%
*The Annual Percentage Yield (APY) is based on quarterly compounding.
Rates are subject to change.
 

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HEALTH SAVINGS ACCOUNTS
Balance**  

APY*

0.01 - 2,499.99   0.45%
2,500 - 4,999.99   0.65%
5,000 - 9,999.99   0.80%
Over 10,000   0.90%
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CHECKING ACCOUNTS
E-Z Free Interest Checking, Fab 50 Interest Checking, &

Business Interest Checking

Balance**  

APY*

All Collected Balances   0.25%
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Prestige Interest Checking
Balance**

 

APY*

0 - 1,499.99   0.25%
1,500.00 +   0.53%
 

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Horizon Money Fund
Balance**  

APY*

2,500 – 10,000   0.15%
10,000.01 – 25,000   0.25%
25,000.01 – 50,000   0.35%
50,000.01 – 75,000   0.50%
Over 75,000   0.60%

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Value Edge Money Market
Balance**   APY*
10,000 – 50,000   0.30%
Over 50,000   0.60%
     
*The Annual Percentage Yield (APY) is based on monthly compounding.
**Balance represents collected balance.
Rates are subject to change at anytime.
Special restrictions may apply.
Fees may reduce earnings.
Minimum balance may vary for specials.

For more information on deposit accounts or loans including rates stop in or call any of our three locations to visit with one of our friendly staff.
 

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