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PRIVACY NOTICE
HORIZON BANK
10841 N. 142ND ST.
P.O. BOX 447
WAVERLY, NE 68462
PHONE: (402) 786-2555
NOTICE OF
YOUR FINANCIAL PRIVACY RIGHTS
You provide important information about yourself to a variety of
businesses and organizations. The same is true when you do business
with our financial institution. You're asked to provide us with
certain personal information that helps us give you better service
and complete your transactions more effectively.
We work diligently to safeguard the information you give to us. In
fact, we developed the following policies to ensure your
confidentiality and maintain your confidence in our institution.
These policies detail the strict standards we have in place. For
this reason we ask that you please read the following information
carefully.
We, our, and us, when used in this notice, mean Horizon Bank.
This is our privacy notice for our customers. When we use the words
"you" and "your" we mean the following types of customers:
- Our consumer customers who have a
continuing relationship by purchasing or holding financial
products or services such as a(n):
- Deposit account
- Loan account
- Safe deposit box
We will tell you the sources
of the information we collect about you. We will tell you what
measures we take to secure that information. We first define some
terms.
Nonpublic personal information means information about you that we
collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information
that is available from public sources, such as telephone directories
or government records. Hereafter, we will use the term "information"
to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that owns or
controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control. A nonaffiliated
third party is a person we do not employ or a company that is not an
affiliate of ours. This is also known as nonaffiliated third party,
or simply, an "other party."
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The
Confidentiality, Security, and Integrity of Your Information
We restrict access to information about you to those employees who
need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards to
protect this information.
The Information We Collect
We collect information about you from the following sources:
-
Information we receive
from you on applications or other forms
-
Information about your
transactions with us and other parties
-
Information we receive
from a consumer reporting agency
Information We Disclose About You
We do NOT disclose any information about you to affiliates or
nonaffiliated third parties, except as permitted by law. Examples of
this might include disclosures necessary to service your account or
prevent unauthorized transactions.
Fair Credit Reporting Act
We may report information about your account to credit bureaus. Late
payments, missed payments, or other defaults on your account may be
reflected in your credit report.
Information About Former
Customers
We do not disclose information about former customers, except as
permitted by law. |
