Horizon Bank began as Lancaster County Bank in 1907 and is the oldest business in Waverly. In the 1920s the bank moved into what is now The News office in Waverly and in 1973 moved across the street to its present location. The current downtown location is only the third since our beginning in 1907. The bank has stood with customers through wars, the depression, inflation and recession. M. W. Dunlap purchased Lancaster County Bank in 1958 and became only the fourth owner in bank history. The bank has been owned by the Dunlap family ever since. Longevity of service by Horizon Bank employees remains consistent with the bank’s historic stability of ownership.

The Horizon Bank name was born in July of 2001. This name change helped to facilitate the purchase of a branch in Superior, Nebraska in August of 2001. Customers seemed to adjust well to the name change. As of 1994 the bank operated a branch located in the local True Value Hardware store on the south side of town. By 2002, we were quickly outgrowing our space there. So, in April of 2003, the bank opened an additional full sized branch in Waverly across the street from our former location in the hardware store. This new location allows Horizon Bank to better serve their customers by being more accessible and gives the bank more visibility in the community as it grows.  In 2009 it was time to grow again and Horizon Bank began to serve customers in McCook, Nebraska. 

Horizon Bank is committed to the Waverly, Superior and McCook communities. With its low-income housing equity lending niche, the bank is also able to serve low income families in many Nebraska, Kansas, Oklahoma and Iowa communities. The bank takes pride in providing quality service and sound financial support to our communities and the surrounding areas. Horizon Bank encourages its employees to be involved in community organizations and other community events.

We take pride in our first rate staff who are always professional and provide the best home town service anywhere. We are also very excited to be able to provide our customers with the convenience of Internet, Telephone, and Wireless Banking. If there is anything we can do to provide better service to you please don’t hesitate to contact us.