On May 20, 2009,

FDIC deposit insurance temporarily increased

from $100,000 to $250,000

per depositor through December 31, 2013.

NOTICE:

Regarding FDIC's

Transaction Account Guarantee Program

Horizon Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

              Current Deposit Rates

              Financial Perspectives - The Current Economic Situation

              Sprint Car # 71 Weekly Racing Update

Congratulations to Tige Jensen of Bandit MotorSports for breaking the Eagle Raceway track record of the fastest lap by a 360 Sprint Car.  As part of the Bank's commitment to the communities it serves, Horizon Bank is a Diamond Sponsor of Bandit MotorSports Sprint Car # 71.

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Horizon Bank has been given the highest rating of 5 Stars by BauerFinancial Inc.

and has been recommended for 78 consecutive quarters - over 19 years! 

BauerFinancial Inc., is a leading analyzer of Bank and Credit Union financial information and has been reporting on the financial condition of the nation's banking industry since 1983.  For more information, visit their website at

www.bauerfinancial.com